CREDIT ONE BANK

Mar 26 2020

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Credit one bank legit


Credit One Bank Reviews

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From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

3 out of 5 stars

2 out of 5 stars

1 star reviews (396) See All

These reviews were written by current and former cardholders in the last year.

Do not get this card.

This card is outrageous. They charge “annual fee” every month?! I don’t understand. I think I’ve paid more in “fees” than I actually put onto the card

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Do not get this card.

I found everything about this card difficult, from making payments to managing the account. They are in it to get as many fees as possible from people and then ruin their credit. I’d recommend saving up and doing a secured credit card with a reputable bank.

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Never open Credit One Bank.

If you want hurt and damage your cradit history , open Credit One Bank. Worst worst worst worst worst cradit card you can open. you can not trust to thier system, it might have shows on your cradit car you had a missed payment mistekly by them. dont dont open it thats my advice.

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Why bother!

I’m paying off this card and cancelling my account.

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Not up to date with most credit cards. If you make a payment and need to change or cancel your payment. You can not! Even if its 1 sec later. You can not also make 2 payments the same day. Payments will come out your acct and take the longest to post to your card. RUN away from Credit One!

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WORST CARD EVER- WORST CUSTOMER SERVICE

CUSTOMER SERVICE IS THE WORST. I CALLED TO DISPUTE A FRAUD CHARGE AND THEY CLOSED MY ACCNT AND STATED THAT THE CHARGE WAS VALID BECAUSE I REQUESTED TO OPEN THE ACCNT. I SAID I ONLY ASKED TO DISPUTE CHARGES NOT THAT I NEVER SIGNED UP FOR ACCNT. I HAD TO EXPLAIN MYSELF 6 TIMES OVER AND OVER WITH EACH REP WHO HARLY UNDERSTANDS ENGLISH. WORST CARD EVER. AND IM STILL WAITING FOR A RESPONSE TO MY REQUEST TO SPEAK TO MANAGEMENT. STAY AWAY.

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Better off WITHOUT

This is by far one of the worst credit cards I’ve ever had. Constantly dealing with fraud! Customer service refuses to help even though I’ve asked to had my account removed or them send me a new card. The representatives place you on indefinite holds and never help you.

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Credit one Credit card c

The customer service is terrible. Need custom service people who understand English. They kept switching me to different departments for 42 minutes.

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This is the worst company on the planet

Credit One Bank defrauds it’s customers Credit One Bank defrauds it’s customers more than any company i have ever come in contact with. Not only do they misappropriate your payments to accounts not currently open in your name, but they allow fraudulent charges to your account with no help to remove them. They charge you interest on top of those fraudulent charges, and even block access to your account. When you write to file a complaint, you are forced to do it on their social media sites, since they do not respond to any email correspondence. When you voice your opinion online, they block your comments. Their reviews speak for themselves. This company cannot be trusted. Their CEO Robert DeJong should step down, or else there will be lawsuits coming his way for all the customers they prey on. Currently i have a $2500 payment that they have not credited to my account, yet they drafted from my bank account immediately. My card is blocked and i have no access to view it, and they have not resolved nearly $400 in fraudulent charges from 4 months ago. This is a BAD company to do business with.

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Don’t do it

Forgot to mention the customer service. TERRIBLE. They double talk you to confuse you PLUS they are Indians . you can’t understand a word. It’s just the worst. I’m desperate to rebuild my credit BUT NOT THIS DESPERATE.

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